Creating a realistic wedding budget is one of the first challenges a newly engaged couple must face. No matter who is paying for the wedding, you will have to detail out all the expenses in order to have any chance of sticking to a budget and keeping control of your spending. Even if you have parents who have given you carte blanche to have a huge wedding of your dreams, they will need an accounting of expenses. If you are paying for the wedding yourselves, it is even more essential to plan and create a realistic budget.
One of the first things you need to do is create your vision and make a detailed list of everything that is involved in realizing that dream. You don’t need to start putting numbers next to anything yet. Talk to friends and family about what you have left out of the list. If using a wedding planner, he or she can also help with the list, but do not forget to include the cost of the wedding planner in your budget as well!
Once you have a complete list, you also need a good idea of what your total budget will be. First, get a rough total based on whoever is paying for each part of the wedding, such as your parents, your fiance’s parents, and yourself. While the bride’s family traditionally paid for a large portion of the wedding, these days it is often split up differently depending on each family’s ability. You need to talk through who is paying for what before agreeing on your total budget. You may have to revise your plans drastically depending on where the money is coming from.
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